Welcome back Gaugers. We hope that you have had an enjoyable Thanksgiving holiday and have been participating in the positive markets that we have recently experienced. Most major indices finished this holiday shortened week up around 1%. Interest rates have been drifting lower and now we are below 4.5% on the 10-year Treasury. This is a steep decline over the past month after hitting 5% in late October. See chart below: The above illustration is
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