First, we wish all of our Big View readers a happy, healthy, and prosperous 2022! When we discuss investment returns, it was a good 2021. There were certainly many challenges during 2021, including the ongoing strife caused by COVID, geopolitical tensions, rising crime, inflation, worker shortages, etc. However, investment returns were positive, considerable, and once again, they spoiled the average investor. Heed our words: three straight double-digit returns are not the norm. Folks, the long-term
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