The ETF Sector models were down with the market, all of them having a little higher volatility and decline than the benchmark. Consumer discretionary (XLY) and healthcare (IBB & CURE) were two of the hardest hit sectors in the market this week. The Sector Conservative model is marginally ahead of the market on the year while the Moderate and Aggressive both continue to lag. The week all the major indexes closed negative. The SPY put
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